Bill Switch / Deposit Switch

Important

Bill Switch and Deposit Switch are only available to Credit Builder Card users.

Upward has partnered with Atomic to automatically Switch Bill Pay and deposit functionality to your Consumer’s Payment Cards. In this updated flow, you will first request either a Bill Switch or Deposit Switch token from the Upward API platform, and then use that Token to initialize the Atomic SDK.

Once a connection is successful, you will receive regular updates/webhooks directly from Atomic as per their documentation.

Requesting a Bill Switch Token

Request a Bill Switch Token by calling POST /v2/payment-cards/{payment_card_id}/bill-switch/token. You will use this token to initialize the Atomic client-side SDK.

Response:

1{
2 "public_token": "string"
3}

You can view more details about the Deposit Switch endpoint here

Requesting a Deposit Switch Token

Request a Deposit Switch Token by calling POST /v2/payment-cards/{payment_card_id}/deposit-switch/token. You will use this token to initialize the Atomic client-side SDK.

Response:

1{
2 "public_token": "string"
3}

You can view more details about the Deposit Switch endpoint here

Atomic Financial

For more on the Atomic Switch Product, view the documentation here.