Credit Insights API

Get Consumer Credit Insights

Get a Consumer’s Credit Insights by their consumer_id.

GET: https://api-sandbox.upwardli.com/v2/credit-insights/{consumer_id}/summary

Response

1{
2 "credit_score_card": {
3 "score": 655,
4 "change": 28,
5 "credit_usage": 14,
6 "total_tradelines": 3,
7 "payment_history": 2,
8 "credit_inquiries": 1,
9 "credit_age": 35,
10 "debt_collection_count": 1,
11 "report_date": "2023-09-23",
12 "late_payment_percentage": 0,
13 "total_public_records": 0,
14 "total_open_revolving_accounts": 0,
15 "total_open_collection_accounts": 0,
16 "total_bankruptcies": 0
17 }
18 "creditScoreHistory": [
19 {
20 "month": "2023-09",
21 "score": 655
22 },
23 {
24 "month": "2023-08",
25 "score": 627
26 },
27 {
28 "month": "2023-07",
29 "score": 601
30 },
31 {
32 "month": "2023-06",
33 "score": 587
34 },
35 {
36 "month": "2023-05",
37 "score": 588
38 }
39 ]
40}