Endpoints

Credit Insights API

Get Consumer Credit Insights

Get a Consumer’s Credit Insights by their consumer_id.

GET: https://sandbox-api.upwardli.com/v2/credit-insights/{consumer_id}/

Response

1{
2 "creditScoreCard": {
3 "score": 655,
4 "change": 28,
5 "creditUsage": 14,
6 "accountMix": 3,
7 "paymentHistory": 2,
8 "creditInquiries": 1,
9 "creditAge": 35,
10 "debtCollectionCount": 1,
11 "reportDate": "2023-09-23",
12 "latePaymentPercentage": 0,
13 "totalPublicRecords": 0,
14 "totalOpenRevolvingAccounts": 0,
15 "totalOpenCollectionAccounts": 0,
16 "totalBankruptcies": 0
17 },
18 "creditScoreHistory": [
19 {
20 "month": "2023-09",
21 "score": 655
22 },
23 {
24 "month": "2023-08",
25 "score": 627
26 },
27 {
28 "month": "2023-07",
29 "score": 601
30 },
31 {
32 "month": "2023-06",
33 "score": 587
34 },
35 {
36 "month": "2023-05",
37 "score": 588
38 }
39 ]
40}