Working in Sandbox

Sandbox Testing

When testing consumer creation or onboarding, you can freely enter data when creating new users. In order to test different usecases, including negative testing, we have reserved certain SSN groups by SSN “area”.

To ensure regulatory compliance, all Sandbox testing must utilize mock data. Please refrain from using real PII or SSNs. Furthermore, testing access is restricted to internal personnel only; external user profiles should not be created or tested in this environment.”

SSN-based Testing Cases

If the “Area Number” begins with a specific number give a specific response:

HTTP Code Descriptions

SSN FormatResult
401-XX-XXXXFail Underwriting: User has Age < 18
406-XX-XXXXFail Underwriting: User has score < 450 if more than 3 tradelines, or < 400 if less (search)
417-XX-XXXXFail Underwriting: User is in active Bankruptcy
422-XX-XXXXFail KYC Database Check: Simulate email/text Fallback KYC Path
423-XX-XXXXFail Underwriting: Frozen Credit
9XX-XX-XXXXNo Credit Report: Users with ITIN will not have a credit report on file with the bureaus