When testing customer creation or onboarding, you can freely enter data when creating new users. In order to test different usecases, including negative testing, we have reserved certain SSN groups by SSN “area”.
SSN-based Testing Cases
If the “Area Number” begins with a specific number give a specific response:
HTTP Code Descriptions
| SSN Format | Result |
|---|---|
| 401-XX-XXXX | Fail Underwriting: User has Age < 18 |
| 417-XX-XXXX | Fail Underwriting: User is in active Bankruptcy |
| 406-XX-XXXX | Fail Underwriting: User has score < 450 if more than 3 tradelines, or < 400 if less (search) |
| 9XX-XX-XXXX | No Credit Report: Users with ITIN will not have a credit report on file with the bureaus |