> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://developers.upwardli.com/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://developers.upwardli.com/_mcp/server.

# Set Easy Mode (autopay) on a credit line

PUT https://api.upwardli.com/v2/credit-lines/{credit_line_id}/autopay/
Content-Type: application/json

Turns Easy Mode (autopay) on or off for the consumer who owns the credit line. Easy Mode is on by default. The setting is stored on the consumer's Credit Builder loan application, so the consumer must have one. Returns the updated credit line, with the new value in `autopay_enabled`. Requires the `api:write` or `api:consumer-profile:write` scope.

Reference: https://developers.upwardli.com/api-access/api-reference/credit-lines/set-credit-line-autopay-request

## Authentication

- `Authorization` header (bearer token, required) — Bearer authentication of the form `Bearer <token>`, where token is your auth token.

## Servers

- `https://api.upwardli.com` (Production, default)
- `https://api-sandbox.upwardli.com` (Sandbox)

## Request

### Path parameters

- `credit_line_id` (string, required) — The `id` of the credit line.

### Body (application/json)

This endpoint expects a CreditLineAutopayRequest.

- `enabled` (boolean, required) — `true` to turn Easy Mode (autopay) on, `false` to turn it off. Must be a JSON boolean.

## Response

### 200

- `id` (string, required)
- `consumer_id` (string, required)
- `current_status` (string, optional, nullable)
- `outstanding_balance` (string, optional)
- `approved_loan_amount` (double, optional)
- `agreement_accepted` (boolean, optional)
- `autopay_enabled` (boolean, optional, nullable) — Whether Easy Mode (autopay) is on for the consumer's credit line. When on, recurring transfers cover purchases made on the credit line. `null` when the consumer has no Credit Builder loan application yet.

## Errors

### 400 Bad Request Error

The request body is missing `enabled`, or `enabled` is not a boolean.

- `detail` (V2CreditLinesCreditLineIdAutopayPutResponsesContentApplicationJsonSchemaDetail, optional)
- `code` (integer, optional)
- `messages` (list of string, optional)

### 404 Not Found Error

The credit line does not exist or belongs to another partner (`we could not find the credit line.`), or the consumer has no Credit Builder loan application (`we could not find the loan application.`).

- `error` (string, optional)

## Types

### V2CreditLinesCreditLineIdAutopayPutResponsesContentApplicationJsonSchemaDetail

## Examples

**Request**

```json
{
  "enabled": true
}
```

**Response**

```json
{
  "id": "string",
  "consumer_id": "string",
  "current_status": "string",
  "outstanding_balance": "string",
  "approved_loan_amount": 1.1,
  "agreement_accepted": true,
  "autopay_enabled": true
}
```

**SDK Code**

```python
import requests

url = "https://api.upwardli.com/v2/credit-lines/credit_line_id/autopay/"

payload = { "enabled": True }
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.put(url, json=payload, headers=headers)

print(response.json())
```

```javascript
const url = 'https://api.upwardli.com/v2/credit-lines/credit_line_id/autopay/';
const options = {
  method: 'PUT',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: '{"enabled":true}'
};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.upwardli.com/v2/credit-lines/credit_line_id/autopay/"

	payload := strings.NewReader("{\n  \"enabled\": true\n}")

	req, _ := http.NewRequest("PUT", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby
require 'uri'
require 'net/http'

url = URI("https://api.upwardli.com/v2/credit-lines/credit_line_id/autopay/")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Put.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"enabled\": true\n}"

response = http.request(request)
puts response.read_body
```

```java
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.put("https://api.upwardli.com/v2/credit-lines/credit_line_id/autopay/")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"enabled\": true\n}")
  .asString();
```

```php
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('PUT', 'https://api.upwardli.com/v2/credit-lines/credit_line_id/autopay/', [
  'body' => '{
  "enabled": true
}',
  'headers' => [
    'Authorization' => 'Bearer <token>',
    'Content-Type' => 'application/json',
  ],
]);

echo $response->getBody();
```

```csharp
using RestSharp;

var client = new RestClient("https://api.upwardli.com/v2/credit-lines/credit_line_id/autopay/");
var request = new RestRequest(Method.PUT);
request.AddHeader("Authorization", "Bearer <token>");
request.AddHeader("Content-Type", "application/json");
request.AddParameter("application/json", "{\n  \"enabled\": true\n}", ParameterType.RequestBody);
IRestResponse response = client.Execute(request);
```

```swift
import Foundation

let headers = [
  "Authorization": "Bearer <token>",
  "Content-Type": "application/json"
]
let parameters = ["enabled": true] as [String : Any]

let postData = JSONSerialization.data(withJSONObject: parameters, options: [])

let request = NSMutableURLRequest(url: NSURL(string: "https://api.upwardli.com/v2/credit-lines/credit_line_id/autopay/")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "PUT"
request.allHTTPHeaderFields = headers
request.httpBody = postData as Data

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```